US5.com
  1. Home
  2. States
  3. New Jersey
  4. ZIP 07869
  5. Housing & Real Estate
, NJ

ZIP 07869 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07869

Median Home Value
$636,400
Median Rent
$1,723
Affordability Snapshot
$175,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,088/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07869 in NJ, a household would need roughly $175,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,088. That is roughly in line with the local median household income ($170,862). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.9%+18% vs US avg
x
Vacancy Rate
1.2%-89% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
13.8%-7% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$636,400
Home Value
$1,723
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.3%
  • 1-unit attached6.1%
  • 2-9 units8.6%
  • 10+ units11.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$636,400
Median rent$1,723
Owner-occupied76.9%
Vacant1.2%
Price-to-income3.7x
Est. income to buy$175,000