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, NJ

ZIP 07936 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07936

Median Home Value
$668,500
Median Rent
$2,595
Affordability Snapshot
$184,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,294/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07936 in NJ, a household would need roughly $184,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,294. That is about 27% above the local median household income ($144,792), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
94.4%+44% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
4.9%-90% vs US avg
x
Mortgage-Free
40.6%+6% vs US avg
x
$668,500
Home Value
$2,595
Rent
1979
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.5%
  • 1-unit attached11.4%
  • 2-9 units5.7%
  • 10+ units1.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$668,500
Median rent$2,595
Owner-occupied94.4%
Vacant2.8%
Price-to-income4.6x
Est. income to buy$184,000