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North Beach Haven CDP, NJ

ZIP 08008 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08008

Median Home Value
$1,083,100
Median Rent
$1,601
Affordability Snapshot
$298,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,958/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

56.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08008 in North Beach Haven CDP, NJ, a household would need roughly $298,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,958. That is about 156% above the local median household income ($116,544), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 80% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.8%+39% vs US avg
x
Vacancy Rate
80.1%+678% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
19.8%+34% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
58.0%+52% vs US avg
x
$1,083,100
Home Value
$1,601
Rent
1976
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.3%
  • 1-unit attached2.0%
  • 2-9 units7.4%
  • 10+ units2.3%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,083,100
Median rent$1,601
Owner-occupied90.8%
Vacant80.1%
Price-to-income9.3x
Est. income to buy$298,000