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Westmont CDP, NJ

ZIP 08108 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08108

Median Home Value
$358,100
Median Rent
$1,580
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,300/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08108 in Westmont CDP, NJ, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,300. That is roughly in line with the local median household income ($107,764). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.9%-2% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
11.6%-9% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$358,100
Home Value
$1,580
Rent
1945
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.6%
  • 1-unit attached10.7%
  • 2-9 units13.3%
  • 10+ units23.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$358,100
Median rent$1,580
Owner-occupied63.9%
Vacant5.6%
Price-to-income3.3x
Est. income to buy$99,000