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Camden city, NJ

ZIP 08110 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08110

Median Home Value
$194,400
Median Rent
$1,090
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,249/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08110 in Camden city, NJ, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,249. That sits below the local median household income ($81,307), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
12.6%-1% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
21.9%-56% vs US avg
x
Mortgage-Free
29.0%-24% vs US avg
x
$194,400
Home Value
$1,090
Rent
1954
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.7%
  • 1-unit attached14.8%
  • 2-9 units16.0%
  • 10+ units3.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$194,400
Median rent$1,090
Owner-occupied73.2%
Vacant6.7%
Price-to-income2.4x
Est. income to buy$54,000