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North Wildwood city, NJ

ZIP 08260 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08260

Median Home Value
$441,300
Median Rent
$1,067
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,835/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08260 in North Wildwood city, NJ, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,835. That is about 69% above the local median household income ($71,549), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 70% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.0%-2% vs US avg
x
Vacancy Rate
69.9%+578% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
5.7%-55% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
42.5%+11% vs US avg
x
$441,300
Home Value
$1,067
Rent
1973
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached31.3%
  • 1-unit attached35.9%
  • 2-9 units21.0%
  • 10+ units10.3%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$441,300
Median rent$1,067
Owner-occupied64.0%
Vacant69.9%
Price-to-income6.2x
Est. income to buy$121,000