US5.com
  1. Home
  2. States
  3. New Jersey
  4. ZIP 08322
  5. Housing & Real Estate
Franklinville CDP, NJ

ZIP 08322 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08322

Median Home Value
$280,400
Median Rent
$1,229
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,801/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08322 in Franklinville CDP, NJ, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,801. That sits below the local median household income ($117,602), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.6%+35% vs US avg
x
Vacancy Rate
4.8%-53% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
27.5%-45% vs US avg
x
Mortgage-Free
27.6%-28% vs US avg
x
$280,400
Home Value
$1,229
Rent
1981
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.8%
  • 1-unit attached1.1%
  • 2-9 units2.4%
  • 10+ units0.0%
  • Mobile home & other4.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$280,400
Median rent$1,229
Owner-occupied88.6%
Vacant4.8%
Price-to-income2.4x
Est. income to buy$77,000