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Roosevelt borough, NJ

ZIP 08555 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08555

Median Home Value
$354,600
Median Rent
N/A
Affordability Snapshot
$98,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,278/mo PITI).

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 08555 in Roosevelt borough, NJ, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,278. That sits below the local median household income ($112,614), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.5%+26% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
8.2%-44% vs US avg
x
Built Pre-1939
9.0%-29% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
4.8%-90% vs US avg
x
Mortgage-Free
37.6%-2% vs US avg
x
$354,600
Home Value
N/A
Rent
1938
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.0%
  • 1-unit attached24.5%
  • 2-9 units4.3%
  • 10+ units0.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$354,600
Median rent$-666,666,666
Owner-occupied82.5%
Vacant4.0%
Price-to-income3.1x
Est. income to buy$98,000