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Hamilton Square CDP, NJ

ZIP 08690 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08690

Median Home Value
$362,700
Median Rent
$1,449
Affordability Snapshot
$100,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,330/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08690 in Hamilton Square CDP, NJ, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,330. That sits below the local median household income ($122,665), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.1%+25% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
34.9%-9% vs US avg
x
$362,700
Home Value
$1,449
Rent
1973
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.3%
  • 1-unit attached16.0%
  • 2-9 units5.1%
  • 10+ units9.0%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$362,700
Median rent$1,449
Owner-occupied82.1%
Vacant3.7%
Price-to-income3.0x
Est. income to buy$100,000