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Dover Beaches North CDP, NJ

ZIP 08735 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08735

Median Home Value
$865,200
Median Rent
$1,614
Affordability Snapshot
$238,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,558/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08735 in Dover Beaches North CDP, NJ, a household would need roughly $238,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,558. That is about 179% above the local median household income ($85,265), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 73% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.5%+28% vs US avg
x
Vacancy Rate
73.0%+609% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
11.7%-21% vs US avg
x
Built Pre-1939
10.1%-21% vs US avg
x
Built Post-2014
2.0%-70% vs US avg
x
Rent Burden >30%
28.9%-42% vs US avg
x
Mortgage-Free
60.9%+60% vs US avg
x
$865,200
Home Value
$1,614
Rent
1969
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.1%
  • 1-unit attached0.8%
  • 2-9 units6.9%
  • 10+ units2.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$865,200
Median rent$1,614
Owner-occupied83.5%
Vacant73.0%
Price-to-income10.1x
Est. income to buy$238,000