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Point Pleasant borough, NJ

ZIP 08742 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08742

Median Home Value
$576,300
Median Rent
$1,779
Affordability Snapshot
$159,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,702/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08742 in Point Pleasant borough, NJ, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,702. That is about 42% above the local median household income ($111,983), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
16.7%+62% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
7.8%-47% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
32.9%-14% vs US avg
x
$576,300
Home Value
$1,779
Rent
1966
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.8%
  • 1-unit attached6.7%
  • 2-9 units9.9%
  • 10+ units5.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$576,300
Median rent$1,779
Owner-occupied79.3%
Vacant16.7%
Price-to-income5.1x
Est. income to buy$159,000