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Dover Beaches South CDP, NJ

ZIP 08751 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08751

Median Home Value
$583,000
Median Rent
$1,235
Affordability Snapshot
$160,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,745/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08751 in Dover Beaches South CDP, NJ, a household would need roughly $160,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,745. That is about 113% above the local median household income ($75,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 64% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.5%-3% vs US avg
x
Vacancy Rate
63.8%+519% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
14.8%+16% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
52.1%+5% vs US avg
x
Mortgage-Free
52.8%+38% vs US avg
x
$583,000
Home Value
$1,235
Rent
1968
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.0%
  • 1-unit attached1.6%
  • 2-9 units29.3%
  • 10+ units13.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$583,000
Median rent$1,235
Owner-occupied63.5%
Vacant63.8%
Price-to-income7.8x
Est. income to buy$160,000