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Toms River CDP, NJ

ZIP 08753 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08753

Median Home Value
$377,200
Median Rent
$1,574
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,423/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08753 in Toms River CDP, NJ, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,423. That is roughly in line with the local median household income ($101,648). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.4%+25% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
92.4%+6% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
28.7%-25% vs US avg
x
$377,200
Home Value
$1,574
Rent
1974
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.3%
  • 1-unit attached5.2%
  • 2-9 units6.8%
  • 10+ units6.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$377,200
Median rent$1,574
Owner-occupied81.4%
Vacant10.6%
Price-to-income3.7x
Est. income to buy$104,000