Median home value is about $471,700 — about 36% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,800 (about 55% above the U.S. median rent ($1,163)), and owner-occupancy near 84.8% (about 19.4 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 08810 in Dayton, NJ, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,030. That is roughly in line with the local median household income ($141,308). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.