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Hampton borough, NJ

ZIP 08827 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08827

Median Home Value
$428,600
Median Rent
$1,172
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,753/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08827 in Hampton borough, NJ, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,753. That is roughly in line with the local median household income ($128,589). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.9%+33% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
38.3%-23% vs US avg
x
Mortgage-Free
26.9%-30% vs US avg
x
$428,600
Home Value
$1,172
Rent
1969
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.3%
  • 1-unit attached3.3%
  • 2-9 units6.1%
  • 10+ units1.9%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$428,600
Median rent$1,172
Owner-occupied86.9%
Vacant3.1%
Price-to-income3.3x
Est. income to buy$118,000