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Jamesburg borough, NJ

ZIP 08831 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08831

Median Home Value
$489,700
Median Rent
$1,744
Affordability Snapshot
$135,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,146/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08831 in Jamesburg borough, NJ, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,146. That is about 24% above the local median household income ($108,741), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.6%+37% vs US avg
x
Vacancy Rate
4.2%-59% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
6.8%-54% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
26.1%-47% vs US avg
x
Mortgage-Free
43.4%+14% vs US avg
x
$489,700
Home Value
$1,744
Rent
1992
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.3%
  • 1-unit attached26.5%
  • 2-9 units7.0%
  • 10+ units5.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$489,700
Median rent$1,744
Owner-occupied89.6%
Vacant4.2%
Price-to-income4.5x
Est. income to buy$135,000