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New York city, NY

ZIP 10010 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10010

Median Home Value
$1,037,900
Median Rent
$3,012
Affordability Snapshot
$286,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,667/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10010 in New York city, NY, a household would need roughly $286,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,667. That is about 83% above the local median household income ($156,127), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
27.5%-58% vs US avg
x
Vacancy Rate
14.8%+44% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
12.6%-2% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
20.9%-58% vs US avg
x
Mortgage-Free
53.4%+40% vs US avg
x
$1,037,900
Home Value
$3,012
Rent
1954
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.9%
  • 1-unit attached0.7%
  • 2-9 units3.7%
  • 10+ units91.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,037,900
Median rent$3,012
Owner-occupied27.5%
Vacant14.8%
Price-to-income6.6x
Est. income to buy$286,000