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New York city, NY

ZIP 10014 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10014

Median Home Value
$1,294,200
Median Rent
$2,889
Affordability Snapshot
$356,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$8,314/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10014 in New York city, NY, a household would need roughly $356,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,314. That is about 113% above the local median household income ($167,254), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
28.6%-56% vs US avg
x
Vacancy Rate
19.0%+85% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
3.6%-71% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$1,294,200
Home Value
$2,889
Rent
1938
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.2%
  • 1-unit attached2.4%
  • 2-9 units14.1%
  • 10+ units82.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,294,200
Median rent$2,889
Owner-occupied28.6%
Vacant19.0%
Price-to-income7.7x
Est. income to buy$356,000