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New York city, NY

ZIP 10017 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10017

Median Home Value
$808,200
Median Rent
$2,857
Affordability Snapshot
$223,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,192/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10017 in New York city, NY, a household would need roughly $223,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,192. That is about 68% above the local median household income ($132,518), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
30.6%-53% vs US avg
x
Vacancy Rate
25.9%+152% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.6%-79% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
33.5%-33% vs US avg
x
Mortgage-Free
62.0%+62% vs US avg
x
$808,200
Home Value
$2,857
Rent
1957
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.2%
  • 1-unit attached0.5%
  • 2-9 units1.1%
  • 10+ units97.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$808,200
Median rent$2,857
Owner-occupied30.6%
Vacant25.9%
Price-to-income6.1x
Est. income to buy$223,000