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New York city, NY

ZIP 10018 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10018

Median Home Value
$947,100
Median Rent
$3,501
Affordability Snapshot
$261,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,084/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10018 in New York city, NY, a household would need roughly $261,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,084. That is about 96% above the local median household income ($133,042), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
11.8%-82% vs US avg
x
Vacancy Rate
13.7%+33% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
21.0%-58% vs US avg
x
Mortgage-Free
77.4%+103% vs US avg
x
$947,100
Home Value
$3,501
Rent
2004
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.6%
  • 1-unit attached0.0%
  • 2-9 units8.8%
  • 10+ units88.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$947,100
Median rent$3,501
Owner-occupied11.8%
Vacant13.7%
Price-to-income7.1x
Est. income to buy$261,000