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New York city, NY

ZIP 10022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10022

Median Home Value
$1,116,700
Median Rent
$2,803
Affordability Snapshot
$307,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,173/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10022 in New York city, NY, a household would need roughly $307,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,173. That is about 79% above the local median household income ($171,038), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.4%-26% vs US avg
x
Vacancy Rate
27.5%+167% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
60.7%+59% vs US avg
x
$1,116,700
Home Value
$2,803
Rent
1958
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.6%
  • 1-unit attached0.2%
  • 2-9 units4.6%
  • 10+ units94.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,116,700
Median rent$2,803
Owner-occupied48.4%
Vacant27.5%
Price-to-income6.5x
Est. income to buy$307,000