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New York city, NY

ZIP 10026 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10026

Median Home Value
$1,014,100
Median Rent
$1,394
Affordability Snapshot
$279,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,514/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

13.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

60.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10026 in New York city, NY, a household would need roughly $279,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,514. That is about 276% above the local median household income ($74,140), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
23.0%-65% vs US avg
x
Vacancy Rate
12.0%+16% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
6.5%-50% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
28.9%-24% vs US avg
x
$1,014,100
Home Value
$1,394
Rent
1949
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.5%
  • 1-unit attached0.9%
  • 2-9 units13.9%
  • 10+ units83.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,014,100
Median rent$1,394
Owner-occupied23.0%
Vacant12.0%
Price-to-income13.7x
Est. income to buy$279,000