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New York city, NY

ZIP 10029 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10029

Median Home Value
$818,100
Median Rent
$1,127
Affordability Snapshot
$225,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,255/mo PITI).

35%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

21.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

60.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10029 in New York city, NY, a household would need roughly $225,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,255. That is about 487% above the local median household income ($38,308), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
7.0%-89% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
52.0%+36% vs US avg
x
$818,100
Home Value
$1,127
Rent
1961
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.5%
  • 1-unit attached0.3%
  • 2-9 units10.4%
  • 10+ units88.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$818,100
Median rent$1,127
Owner-occupied7.0%
Vacant10.4%
Price-to-income21.4x
Est. income to buy$225,000