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New York city, NY

ZIP 10030 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10030

Median Home Value
$810,100
Median Rent
$1,111
Affordability Snapshot
$223,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,204/mo PITI).

31%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

19.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

60.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10030 in New York city, NY, a household would need roughly $223,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,204. That is about 422% above the local median household income ($42,738), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
13.3%-80% vs US avg
x
Vacancy Rate
9.7%-5% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
5.2%-59% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
34.2%-31% vs US avg
x
Mortgage-Free
36.1%-6% vs US avg
x
$810,100
Home Value
$1,111
Rent
1938
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.5%
  • 1-unit attached2.3%
  • 2-9 units19.1%
  • 10+ units77.5%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$810,100
Median rent$1,111
Owner-occupied13.3%
Vacant9.7%
Price-to-income19.0x
Est. income to buy$223,000