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New York city, NY

ZIP 10075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10075

Median Home Value
$1,097,800
Median Rent
$2,331
Affordability Snapshot
$302,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,052/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10075 in New York city, NY, a household would need roughly $302,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,052. That is about 106% above the local median household income ($146,556), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
45.7%-30% vs US avg
x
Vacancy Rate
23.6%+129% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
6.6%-48% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
53.0%+39% vs US avg
x
$1,097,800
Home Value
$2,331
Rent
1956
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.6%
  • 1-unit attached1.2%
  • 2-9 units6.6%
  • 10+ units90.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,097,800
Median rent$2,331
Owner-occupied45.7%
Vacant23.6%
Price-to-income7.5x
Est. income to buy$302,000