What to know about ZIP 10281
ZIP code 10281 covers ZIP 10281 with a population of about 10,147.
At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.
It sits in the NEW YORK media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 10281 covers ZIP 10281 with a population of about 10,147.
At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.
It sits in the NEW YORK media market.
ZIP 10281 ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$242,705)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.
Median household income in ZIP 10281 is about $242,705 — about 223% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 3.0%; unemployment rate near 1.9%; 89.6% of adults with a bachelor’s degree or higher (about 55.9 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Finance and insurance, Professional services, and Education; about 21.4% of workers reporting work-from-home (about 6.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $1,189,300 — about 242% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $3,501 (about 201% above the U.S. median rent ($1,163)), and owner-occupancy near 37.5% (about 27.9 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 10281, a household would need roughly $327,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,640. That is about 35% above the local median household income ($242,705), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.