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New York city, NY

ZIP 10451 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10451

Median Home Value
$263,500
Median Rent
$1,143
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,693/mo PITI).

37%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10451 in New York city, NY, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,693. That is about 97% above the local median household income ($37,111), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
13.6%-79% vs US avg
x
Vacancy Rate
2.0%-81% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
9.6%-25% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
33.5%-33% vs US avg
x
Mortgage-Free
59.0%+54% vs US avg
x
$263,500
Home Value
$1,143
Rent
1964
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.2%
  • 1-unit attached0.2%
  • 2-9 units10.8%
  • 10+ units87.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,500
Median rent$1,143
Owner-occupied13.6%
Vacant2.0%
Price-to-income7.1x
Est. income to buy$73,000