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New York city, NY

ZIP 10453 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10453

Median Home Value
$580,100
Median Rent
$1,216
Affordability Snapshot
$160,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,726/mo PITI).

41%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

16.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10453 in New York city, NY, a household would need roughly $160,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,726. That is about 351% above the local median household income ($35,482), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
4.9%-92% vs US avg
x
Vacancy Rate
1.2%-89% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
34.7%-30% vs US avg
x
Mortgage-Free
31.7%-17% vs US avg
x
$580,100
Home Value
$1,216
Rent
1954
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.3%
  • 1-unit attached1.2%
  • 2-9 units13.0%
  • 10+ units83.2%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$580,100
Median rent$1,216
Owner-occupied4.9%
Vacant1.2%
Price-to-income16.3x
Est. income to buy$160,000