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New York city, NY

ZIP 10456 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10456

Median Home Value
$428,800
Median Rent
$1,072
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,754/mo PITI).

36%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

12.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10456 in New York city, NY, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,754. That is about 231% above the local median household income ($35,676), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
6.6%-90% vs US avg
x
Vacancy Rate
2.2%-79% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
9.9%-23% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
33.1%-33% vs US avg
x
Mortgage-Free
49.3%+29% vs US avg
x
$428,800
Home Value
$1,072
Rent
1962
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.3%
  • 1-unit attached2.9%
  • 2-9 units14.1%
  • 10+ units80.4%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$428,800
Median rent$1,072
Owner-occupied6.6%
Vacant2.2%
Price-to-income12.0x
Est. income to buy$118,000