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New York city, NY

ZIP 10459 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10459

Median Home Value
$589,500
Median Rent
$1,128
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,787/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

15.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10459 in New York city, NY, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,787. That is about 312% above the local median household income ($39,276), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
11.8%-82% vs US avg
x
Vacancy Rate
4.1%-61% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
34.9%-30% vs US avg
x
Mortgage-Free
32.1%-16% vs US avg
x
$589,500
Home Value
$1,128
Rent
1981
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.3%
  • 1-unit attached4.4%
  • 2-9 units24.9%
  • 10+ units68.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$589,500
Median rent$1,128
Owner-occupied11.8%
Vacant4.1%
Price-to-income15.0x
Est. income to buy$162,000