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New York city, NY

ZIP 10460 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10460

Median Home Value
$589,300
Median Rent
$1,181
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,786/mo PITI).

39%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

16.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

41.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10460 in New York city, NY, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,786. That is about 349% above the local median household income ($36,067), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
10.7%-84% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
38.4%-23% vs US avg
x
Mortgage-Free
45.4%+19% vs US avg
x
$589,300
Home Value
$1,181
Rent
1963
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.8%
  • 1-unit attached2.5%
  • 2-9 units23.7%
  • 10+ units70.6%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$589,300
Median rent$1,181
Owner-occupied10.7%
Vacant5.6%
Price-to-income16.3x
Est. income to buy$162,000