US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10461
  5. Housing & Real Estate
New York city, NY

ZIP 10461 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10461

Median Home Value
$640,400
Median Rent
$1,601
Affordability Snapshot
$176,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,114/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10461 in New York city, NY, a household would need roughly $176,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,114. That is about 171% above the local median household income ($65,023), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
31.4%-52% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
11.3%-12% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
31.6%-36% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$640,400
Home Value
$1,601
Rent
1951
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached15.9%
  • 1-unit attached8.3%
  • 2-9 units43.3%
  • 10+ units32.1%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$640,400
Median rent$1,601
Owner-occupied31.4%
Vacant6.6%
Price-to-income9.8x
Est. income to buy$176,000