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New York city, NY

ZIP 10462 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10462

Median Home Value
$372,100
Median Rent
$1,583
Affordability Snapshot
$102,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,390/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10462 in New York city, NY, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,390. That is about 61% above the local median household income ($63,460), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (24% built before 1939)

Owner Occupied
22.9%-65% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
23.7%+85% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
31.5%-37% vs US avg
x
Mortgage-Free
40.6%+6% vs US avg
x
$372,100
Home Value
$1,583
Rent
1944
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.0%
  • 1-unit attached3.0%
  • 2-9 units24.6%
  • 10+ units66.2%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$372,100
Median rent$1,583
Owner-occupied22.9%
Vacant7.2%
Price-to-income5.9x
Est. income to buy$102,000