US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10465
  5. Housing & Real Estate
New York city, NY

ZIP 10465 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10465

Median Home Value
$602,000
Median Rent
$1,609
Affordability Snapshot
$166,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,867/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10465 in New York city, NY, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,867. That is about 84% above the local median household income ($90,255), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.2%-14% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
91.0%+5% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
8.4%-34% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
30.1%-39% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$602,000
Home Value
$1,609
Rent
1957
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached26.8%
  • 1-unit attached21.1%
  • 2-9 units40.0%
  • 10+ units11.8%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$602,000
Median rent$1,609
Owner-occupied56.2%
Vacant5.7%
Price-to-income6.7x
Est. income to buy$166,000