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Bedford Hills CDP, NY

ZIP 10507 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10507

Median Home Value
$628,500
Median Rent
$1,856
Affordability Snapshot
$173,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,037/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10507 in Bedford Hills CDP, NY, a household would need roughly $173,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,037. That is about 63% above the local median household income ($106,213), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
14.9%+1% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
32.9%-34% vs US avg
x
Mortgage-Free
33.3%-13% vs US avg
x
$628,500
Home Value
$1,856
Rent
1968
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.2%
  • 1-unit attached10.6%
  • 2-9 units30.2%
  • 10+ units11.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$628,500
Median rent$1,856
Owner-occupied64.8%
Vacant10.8%
Price-to-income5.9x
Est. income to buy$173,000