ZIP Code 10535 — Jefferson Valley-Yorktown CDP, NY Demographics & Data

ZIP code 10535 covers Jefferson Valley-Yorktown, NY in Westchester County with a population of about 323.

At a glance, the area shows median age of 54.5 versus a U.S. median of about 38.9.

It sits in telephone area code 914; U.S. House district NY-17; the NEW YORK media market.

On socioeconomic markers, US5 shows a poverty rate of 26.0%; unemployment rate near 0.0%; 61.5% of adults with a bachelor’s degree or higher (about 27.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $333,300 — about 4% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,555 (about 34% above the U.S. median rent ($1,163)), and owner-occupancy near 25.5% (about 39.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10535 in Jefferson Valley-Yorktown, NY, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,141. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Jefferson Valley-Yorktown CDP, NY as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.0) and hurricane (93.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Jefferson Valley-Yorktown CDP, NY show little to no average snow and around 50.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 10535 (Jefferson Valley-Yorktown CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.