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, NY

ZIP 10537 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10537

Median Home Value
$367,500
Median Rent
$2,063
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,361/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10537 in NY, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,361. That sits below the local median household income ($126,354), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.6%+26% vs US avg
x
Vacancy Rate
17.6%+71% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
17.5%+37% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.2%-81% vs US avg
x
Mortgage-Free
32.7%-14% vs US avg
x
$367,500
Home Value
$2,063
Rent
1942
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.4%
  • 1-unit attached0.1%
  • 2-9 units4.0%
  • 10+ units4.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$367,500
Median rent$2,063
Owner-occupied82.6%
Vacant17.6%
Price-to-income2.9x
Est. income to buy$101,000