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Rye city, NY

ZIP 10580 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10580

Median Home Value
$1,834,100
Median Rent
$2,585
Affordability Snapshot
$505,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$11,782/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

59.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10580 in Rye city, NY, a household would need roughly $505,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $11,782. That is about 109% above the local median household income ($242,015), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.0%+10% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
28.1%+90% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
23.6%-53% vs US avg
x
Mortgage-Free
33.1%-13% vs US avg
x
$1,834,100
Home Value
$2,585
Rent
1956
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.8%
  • 1-unit attached5.3%
  • 2-9 units11.5%
  • 10+ units17.3%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,834,100
Median rent$2,585
Owner-occupied72.0%
Vacant6.6%
Price-to-income7.6x
Est. income to buy$505,000