US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10604
  5. Housing & Real Estate
Harrison village, NY

ZIP 10604 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10604

Median Home Value
$814,600
Median Rent
$1,816
Affordability Snapshot
$224,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,233/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10604 in Harrison village, NY, a household would need roughly $224,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,233. That is about 102% above the local median household income ($111,131), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
53.7%-18% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
13.1%-12% vs US avg
x
Built Pre-1939
5.9%-54% vs US avg
x
Built Post-2014
4.9%-29% vs US avg
x
Rent Burden >30%
27.6%-44% vs US avg
x
Mortgage-Free
39.5%+3% vs US avg
x
$814,600
Home Value
$1,816
Rent
1964
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.6%
  • 1-unit attached2.3%
  • 2-9 units35.3%
  • 10+ units21.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$814,600
Median rent$1,816
Owner-occupied53.7%
Vacant3.7%
Price-to-income7.3x
Est. income to buy$224,000