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Yonkers city, NY

ZIP 10701 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10701

Median Home Value
$412,900
Median Rent
$1,578
Affordability Snapshot
$114,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,652/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10701 in Yonkers city, NY, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,652. That is about 80% above the local median household income ($63,310), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
27.8%-57% vs US avg
x
Vacancy Rate
3.9%-63% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
43.0%+13% vs US avg
x
$412,900
Home Value
$1,578
Rent
1965
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached12.7%
  • 1-unit attached3.4%
  • 2-9 units29.7%
  • 10+ units54.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$412,900
Median rent$1,578
Owner-occupied27.8%
Vacant3.9%
Price-to-income6.5x
Est. income to buy$114,000