ZIP Code 10709 — Eastchester CDP, NY Demographics & Data

ZIP code 10709 covers Eastchester, NY in Westchester County with a population of about 10,274.

At a glance, the area shows median age of 43.8 versus a U.S. median of about 38.9.

It sits in telephone area code 914; U.S. House district NY-16; the NEW YORK media market.

Eastchester, NY sits in a university / college context (near saint vladimirs orthodox theological seminary (1.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 10709 is about $175,424 — about 133% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.8%; unemployment rate near 5.6%; 67.6% of adults with a bachelor’s degree or higher (about 33.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Finance and insurance; about 19.6% of workers reporting work-from-home (about 4.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $844,000 — about 142% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,845 (about 59% above the U.S. median rent ($1,163)), and owner-occupancy near 77.3% (about 11.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10709 in Eastchester, NY, a household would need roughly $232,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,422. That is about 32% above the local median household income ($175,424), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eastchester CDP, NY as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.0) and hurricane (93.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eastchester CDP, NY show little to no average snow and around 51.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 444 for ZIP 10709 (Eastchester CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.