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Pelham Manor village, NY

ZIP 10803 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10803

Median Home Value
$961,300
Median Rent
$2,156
Affordability Snapshot
$265,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,175/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

37.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10803 in Pelham Manor village, NY, a household would need roughly $265,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,175. That is about 25% above the local median household income ($212,288), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+23% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
16.1%+9% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
17.8%-64% vs US avg
x
Mortgage-Free
29.5%-23% vs US avg
x
$961,300
Home Value
$2,156
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.8%
  • 1-unit attached3.6%
  • 2-9 units13.6%
  • 10+ units22.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$961,300
Median rent$2,156
Owner-occupied80.8%
Vacant2.8%
Price-to-income4.5x
Est. income to buy$265,000