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South Blooming Grove village, NY

ZIP 10950 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10950

Median Home Value
$458,800
Median Rent
$1,403
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,947/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10950 in South Blooming Grove village, NY, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,947. That is about 63% above the local median household income ($77,123), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.3%-5% vs US avg
x
Vacancy Rate
8.7%-16% vs US avg
x
Broadband Access
64.0%-26% vs US avg
x
4+ Bedrooms
10.8%-27% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
48.7%-2% vs US avg
x
Mortgage-Free
26.8%-30% vs US avg
x
$458,800
Home Value
$1,403
Rent
1990
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.2%
  • 1-unit attached5.2%
  • 2-9 units24.2%
  • 10+ units23.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$458,800
Median rent$1,403
Owner-occupied62.3%
Vacant8.7%
Price-to-income5.9x
Est. income to buy$126,000