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Nanuet CDP, NY

ZIP 10954 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10954

Median Home Value
$502,300
Median Rent
$1,828
Affordability Snapshot
$138,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,227/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10954 in Nanuet CDP, NY, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,227. That is about 22% above the local median household income ($112,927), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.8%+5% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
10.3%-30% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
25.7%-48% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$502,300
Home Value
$1,828
Rent
1974
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.4%
  • 1-unit attached15.5%
  • 2-9 units23.5%
  • 10+ units9.4%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$502,300
Median rent$1,828
Owner-occupied68.8%
Vacant4.5%
Price-to-income4.4x
Est. income to buy$138,000