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Upper Nyack village, NY

ZIP 10960 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10960

Median Home Value
$662,600
Median Rent
$1,941
Affordability Snapshot
$182,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,256/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10960 in Upper Nyack village, NY, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,256. That is about 44% above the local median household income ($126,404), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.6%-15% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
4.2%-68% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$662,600
Home Value
$1,941
Rent
1959
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.3%
  • 1-unit attached8.5%
  • 2-9 units25.0%
  • 10+ units21.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$662,600
Median rent$1,941
Owner-occupied55.6%
Vacant7.0%
Price-to-income5.2x
Est. income to buy$182,000