US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10974
  5. Housing & Real Estate
Sloatsburg village, NY

ZIP 10974 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10974

Median Home Value
$429,600
Median Rent
$2,395
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,760/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10974 in Sloatsburg village, NY, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,760. That is roughly in line with the local median household income ($112,404). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.2%+27% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
12.1%-76% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$429,600
Home Value
$2,395
Rent
1960
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.7%
  • 1-unit attached3.6%
  • 2-9 units12.7%
  • 10+ units8.2%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$429,600
Median rent$2,395
Owner-occupied83.2%
Vacant4.5%
Price-to-income3.8x
Est. income to buy$118,000