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New York city, NY

ZIP 11103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11103

Median Home Value
$1,003,500
Median Rent
$1,942
Affordability Snapshot
$276,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,446/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11103 in New York city, NY, a household would need roughly $276,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,446. That is about 197% above the local median household income ($92,787), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
16.5%-75% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
12.9%+1% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
21.9%-56% vs US avg
x
Mortgage-Free
53.2%+39% vs US avg
x
$1,003,500
Home Value
$1,942
Rent
1941
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.7%
  • 1-unit attached7.0%
  • 2-9 units57.4%
  • 10+ units33.7%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,003,500
Median rent$1,942
Owner-occupied16.5%
Vacant13.9%
Price-to-income10.8x
Est. income to buy$276,000