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New York city, NY

ZIP 11104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11104

Median Home Value
$665,700
Median Rent
$1,803
Affordability Snapshot
$183,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,276/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11104 in New York city, NY, a household would need roughly $183,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,276. That is about 116% above the local median household income ($84,716), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
21.5%-67% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
92.6%+6% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
19.8%+54% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
17.0%-66% vs US avg
x
Mortgage-Free
51.5%+35% vs US avg
x
$665,700
Home Value
$1,803
Rent
1940
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.4%
  • 1-unit attached5.8%
  • 2-9 units21.9%
  • 10+ units71.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$665,700
Median rent$1,803
Owner-occupied21.5%
Vacant7.5%
Price-to-income7.9x
Est. income to buy$183,000