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New York city, NY

ZIP 11106 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11106

Median Home Value
$639,200
Median Rent
$1,872
Affordability Snapshot
$176,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,106/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11106 in New York city, NY, a household would need roughly $176,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,106. That is about 106% above the local median household income ($85,573), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
17.2%-74% vs US avg
x
Vacancy Rate
12.5%+21% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
11.1%-13% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
60.6%+59% vs US avg
x
$639,200
Home Value
$1,872
Rent
1949
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.6%
  • 1-unit attached1.9%
  • 2-9 units35.5%
  • 10+ units60.8%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$639,200
Median rent$1,872
Owner-occupied17.2%
Vacant12.5%
Price-to-income7.5x
Est. income to buy$176,000