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New York city, NY

ZIP 11226 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11226

Median Home Value
$866,300
Median Rent
$1,604
Affordability Snapshot
$238,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,565/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11226 in New York city, NY, a household would need roughly $238,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,565. That is about 194% above the local median household income ($81,084), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
13.5%-79% vs US avg
x
Vacancy Rate
7.8%-25% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
8.0%-38% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
26.8%-30% vs US avg
x
$866,300
Home Value
$1,604
Rent
1938
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.3%
  • 1-unit attached3.3%
  • 2-9 units18.3%
  • 10+ units74.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$866,300
Median rent$1,604
Owner-occupied13.5%
Vacant7.8%
Price-to-income10.7x
Est. income to buy$238,000